Critical Illness Insurance

Insurance for your Health

Experiencing a major health crisis such as a heart attack, cancer, or stroke can jeopardize your financial stability.
Critical illness insurance offers a tax-free payout that you can use in any way that best supports your recovery.

Term Critical Illness

Similar to Term Life Insurance, Term Critical Illness (CI) provides essential protection for individuals and families on a tight budget. You have the option to choose coverage for common critical conditions like heart attack, cancer, and stroke, or opt for a comprehensive policy that includes coverage for 25 conditions or more. Additionally, there are specialized policies for children covering conditions such as autism, type 1 diabetes, and cystic fibrosis. Term CI coverage may also be convertible to permanent coverage without the need for proving good health, offering flexible protection that can adapt as your needs change.
CI image-3
CI image-3

Permanent Critical Illness

Frequently offering coverage up to age 75 or 100, permanent CI provides a sense of security, thanks in part to the rate guarantees. In contrast to term CI premiums that increase at each renewal date, permanent CI premiums remain constant for the duration of the contract. You can choose from basic and comprehensive options and also have the opportunity to receive most or all of the premiums back at a specified date if no claims are made.

Curious to find out how much CI you should have? Contact us today to speak with one of our experts.

 

Contact Us

Lean On The Experts

You don’t have to do it alone. Our team of experts is waiting to help you.

Contact Us